A Gold IRA Rollover may save your retirement savings from upcoming economic turmoil but not all Gold Companies are worth your trust.
It can be overwhelming to decide which Gold IRA Company to handle rolling over savings that you have spent your entire life accumulating. It is my hope that this resource will help you on your journey to finding an investment company that will fit your goals.
Just knowing that you should invest some of your retirement money into gold isn't enough these days. With all of the options out there on how and where to gather your gold, it can be tricky to find the perfect fit your situation. The number of gold companies that are popping up everywhere probably isn't helping matters either.
Should you trust one of these newer companies with your business?
Finding a good gold IRA company for something as delicate as a rollover isn't as simple as going with the company that has been around the longest. There are several important factors to consider. All of which, I have gathered here for your convenience.
The Top 5 Rated Gold IRA Rollover Companies
What are the best companies to handle your gold IRA rollover? If you want a way to safeguard your retirement nest egg and accumulated wealth even in the midst of economic instability, rolling over into a gold IRA might help you hedge against inflation and uncertainty. I believe that gold and various other precious metals are a good place to diversify at least some of your portfolio if you know where to do it.
I’ll be happy to tell you about several gold IRA rollover companies you can use. You can learn why they’re good rollover options and then read about their pros and cons. That way, you can decide for yourself which one might work well for you and your situation.
Table of Contents
1. Augusta Precious Metals -
If you want a gold IRA company that truly believes in educating investors, then Augusta Precious Metals is something to consider. You get plenty of training and resources to learn how to be successful with your money. They even give you a one-on-one virtual conference with Harvard-trained economist Devlyn Steele.
Consider one thing about them. They’ve been in business for a decade. Yet, they have zero complaints via the BBB or BCA in that entire time.
Along the way, they’ve massed thousands of 5-star reviews from many customers. One of those customers is Joe Montana. The football legend asked his financial advisors to find him a great gold IRA company, and they picked this one.
He actually signed up for them anonymously. Yet, he wound up being impressed enough with the educational approach they use that he became a rather public customer. Then, he even turned spokesperson for them.
- Minimum Investment: $50,000
- 1st Year IRA Fees: $250 first year
- Annual IRA Fees: $200 recurring annually
- Promotions: Up to 10 years of custodian and storage fees waived
Augusta Precious Metals actually has four distinct customer-focused departments that you wind up working with if you invest through them. They all work together for the duration of your account. You’ll always get great service with understandable steps and actionable information.
A personal agent is assigned to you when you first register. They’ll stay with you throughout the lifetime of your account. The education department is who you meet next, and they’ll keep you up to speed with how precious metals are doing, the broader economy, and the choices you need to make about your financial future.
Their processing department handles 95% of any paperwork involved with your account. They’ll also guide you through the process in ways that help you avoid tax penalties and compliance pitfalls. That makes rollovers to gold safe and simple through them.
The order desk is who works with you about the kinds of gold and silver that you can invest in. They’ll also help you learn the most popular options you can invest in. That simplifies the buying process.
It is just gold and silver, however. Augusta Precious Metals doesn’t do platinum or palladium. Whether or not that matters is really up to you.
Gold and silver usually have plentiful options for purchases. Also, many investors only deal in gold anyway. That’s enough to diversify a broader portfolio.
Having said that, some investors like dabbling in all four. The values of precious metals tend to track together, but it’s not always the case. There is some value to the idea of diversification even within the precious metals sector.
2. Goldco -
Protect your existing retirement savings with a gold IRA. Do so easily by using Goldco. My time with them has convinced me that they are experts in everything gold related.
The data backs this up. Goldco has a prominent reputation among its customers, and it might be the best name in the business. Goldco’s service is often called “white glove”.
This customer service starts before you even create an account. It’s just as good while you are establishing an account with them. They stay with you after you have gotten started.
- Minimum Investment: $25,000
- 1st Year IRA Fees: $260 first year
- Annual IRA Fees: $180 recurring annually
- Promotions: First year fees waived with investments of $50,000+
A gold IRA rollover can be a tricky thing, but they’re always there to help. You can reach them via an online chat box within just minutes. There are other ways of reaching them, too.
Goldco does charge fees for new account creation and annual insurance and storage at a depository. The first-year cost is $260. The annual fee is $180.
You can choose from three different depositories for your gold and silver. IDS Texas costs $150 per year and only does segregated storage. Brinks Salt Lake City and DDSC both do non-segregated storage for $100.
If you want to do more than a precious metal IRA, then Goldco can help you set up other accounts. A SIMPLE IRA is great for small employers not currently sponsoring retirement plans, and a SEP IRA helps business owners offer retirement benefits to themselves and their employees. Goldco even partners with a sister company for cryptocurrency IRAs.
Start your rollover by letting a Goldco representative finish the documents necessary to create the account with them. Then, you can rollover funds from a previous retirement account into your IRA gold. Just submit the paperwork you need to finish, and Goldco will get to work.
Once the account is active, your Goldco representative walks you through the process. They’ll make sure you do things in a tax-free manner that avoids any penalties for early withdrawal. The process usually takes only two or three weeks, leaving you plenty of breathing room before the 60-day deadline that would cost you money.
Goldco’s reputation is stellar and nearly perfect. They’ve been doing this for years, and they clearly know what they’re doing. If getting treated with care and quality is important to you, then I think you should know that practically no other company in the business will treat you as well as Goldco will.
3. Birch Gold Group -
I like Birch Gold Group because they don’t just work with their customers – they actually empower them. They want customers to create and then achieve specific individual investing goals.
- Minimum Investment: $10,000
- 1st Year IRA Fees: $250 first year
- Annual IRA Fees: $200 recurring annually
- Promotions: first year fees waived with investments over $50,000
Their minimum startup investment is among the lowest in the industry. They offer lots of educational resources you can learn from as well. They’re also very transparent with how they do things, as you’ll always know everything going on with your gold investment through them.
The minimum startup investment of only $10,000 can be useful to you if you want to rollover just enough to diversify your portfolio without going all in. Depending on how much you have invested, you might not meet the minimum thresholds of other companies. You’ll still be in good hands with Birch Gold Group, however.
They’ve got great reviews through Consumer Affairs, Google, and the BBB. A lot of that has to do with their customer service personnel. They’ll not only keep you up to date on market matters but how they will impact your investment here.
4. American Hartford Gold -
This company works with its investors in accomplishing two things. First, they help them diversify their portfolios. Second, they help them protect assets against inflation and stock market volatility.
- Minimum Investment: $10,000
- 1st Year IRA Fees: $330 first year
- Annual IRA Fees: $280 recurring annually
- Promotions: up to 3 years of fees waived
American Hartford Group enjoys a 5-star rating from the Better Business Bureau, and that’s been their status for several years. They are very invested in the success of their customers and provide many educational options. They also offer frequent updates and market news, along with free consultations featuring a senior portfolio manager.
One feature you might want to take advantage of is their price match guarantee. They will meet or beat any competitor’s pricing when you start with them. Between that and their educational resources, I don’t think you can go wrong with American Hartford Group if you’re just getting started with investing in gold for the first time.
Qualified purchases might enjoy up to $1,500 in free silver.
A great company to work with if you’re looking for a good deal.
Final Verdict - The Best Company to Rollover IRA to Gold
When it comes to handling money that you have spent your entire life accumulating, I understand that things can get sensitive. Finding a company that you trust to handle such a crucial part of your life can be a very difficult decision. A situation that I do not take lightly.
That is why, when it comes to rolling over any significant sum of money, I always recommend Augusta Precious Metals first.
Their reputation at this point honestly speaks for itself as the only Gold Company with ZERO reported complaints in the entire time they have been in business. That is an anomaly in the industry that points to some key differences in business practices from their competition.
Why Augusta is the Best
It all starts with education when dealing with Augusta. They aren't afraid to educate customers before working with them because they understand how valuable their services are. Companies that opt to confuse you and make you feel like things are too complicated for you to understand and should therefore leave everything up to them are probably trying to slip things by you. This is exactly what Augusta is fighting against. They want you to feel comfortable with the process before taking any serious steps.
At a Glance
- Minimum Investment: $50,000
- 1st Year IRA Fees: $260
- Annual IRA Fees: $180
- Promotions: up to 10 years of fees waived with qualifying investment & free 1-on-1 web conference with Harvard-trained economist
Standout Features: Augusta offers a free 1-on-1 web conference with a Harvard-trained economist who walks you through the current state of the economy & how gold can help secure your wealth. Learn more here.
PROS
- Zero consumer complaints on record
- Joe Montana endorsement
- Best educational resources in the industry
- Transparent fee structure
CONS
- Options for only gold and silver, as they don’t do palladium or platinum
The value of precious metals, including gold, historically rises steadily throughout all kinds of economic cycles. A well-diversified portfolio should have some exposure to gold to capitalize on this. Gold and precious metals can also provide a hedge against inflation and economic turbulence.
Doing a rollover lets you put tax-advantaged retirement funds into a gold IRA. You minimize your tax obligations in doing so, and you preserve more of your wealth in a physical format that won’t go bankrupt or lose value over time as fiat currency does. It will also be stored safely in a secure vault.
Choosing your IRA gold rollover company is a big decision you need to make early. Choose one based on their customer service, fees, and educational assistance. When you pick the right one, you’ll have peace of mind and support at levels that you truly deserve and might not have thought possible.